When you decide to purchase a new home you want to follow tips that will help make sure you don't miss out on a house that you really like. The information here will help you to ensure you have a better chance of having your offer accepted and everything goes through without a hitch.
Put everything through your real estate agent
While you can look for homes on your own while your agent does the same, you want to pass any information you find on a home you like on to your agent. Let them make the phone calls to the listing agent. This can stop you from ending up saying the wrong thing and it's just the way things are to be done in real estate. In fact, most listing agents won't even talk to you once they find out you have an agent.
Get pre-approved as soon as you know you are going to be buying a home
There are so many good reasons for getting pre-approved early on. It can help you to save yourself from wasting a lot of time looking at houses you wouldn't even qualify. It also lets a seller know that you are really serious about buying and it lets them know that there is a great chance that you won't have a problem when it comes to being able to get the loan.
Know the difference between what you want and what you need
In order to recognize the right home for you, it's important for you to have a very clear picture of the things you absolutely need a house to have and what you would like for it to have. You want to be very clear with your real estate agent when it comes to any and every single area that you are willing to bend so you don't accidentally end up letting what may have been the perfect home for your family go right by you simply because of something that you would have accepted.
Don't have any new inquires or charges come up on your credit report
Once the lender has run your credit and obtained your credit score for the pre-approval you will only want your score to go one direction from that point on and that is up. New inquiries and new charges on your open lines of credit can get you in some trouble near closing when the underwriting team is double checking everything.Share